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Ages 4+ · Money · Spending wisely
Paying with a card
💳tap the card🫙a safe place🪙coins hop🧸Pip's toy bear
A card pays with coins.
The big ideaA card pays with coins from a safe place. It is not free money.

How it works

A card is a way to pay. It is still paying with coins.

The coins come from a safe place, and they hop across to the shop's jar. A card is not free money.

Tap the cardCoins leave thesafe placeThe shop getsits coinsPip gets thetoy
What happens when a card is tapped.

Example 1: Tap the card

  1. The grown-up has no coins in hand.
  2. The grown-up taps a flat card on a little box.
  3. Beep! The shop hears it.

Example 2: Where the coins go

  1. The safe place is where grown-ups keep their coins.
  2. When the card is tapped, coins hop out of it.
  3. Plink, plink, plink, they hop to the shop's jar.
🫙safe place🪙coins hop🏪the shop's jar
Safe place to shop.

Example 3: Fewer coins

  1. Look at the safe place after paying.
  2. It has fewer coins.
  3. The card did not make new coins.

Example 4: An empty safe place

  1. When the safe place is empty, there is nothing to send.
  2. Then the card cannot pay.
  3. So a card is not free money.

Words to know

card
A flat piece that helps a grown-up pay.
safe place
Where grown-ups keep their coins.
tap
To touch the card on the little box.

Watch out

Try it

  1. Is a card free money?
  2. Where do the coins come from when a card pays?
  3. Who gets the coins when a grown-up taps a card?
  4. What happens if the safe place is empty?
Answers: 1. no · 2. a safe place · 3. the shop · 4. the card cannot pay
Try at homeWith a grown-up, watch how something gets paid for. Is it coins or a card? Remember, a card still pays with real money kept somewhere safe.
For grown-upsNext time you pay, say aloud, 'I am tapping my card, and the shop gets paid with my coins from a safe place.' Keep real card details private; this is a lesson on the idea.
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