🪙Save: for later👜Spend: for now🎁Give: for other people
Three jars, three jobs.
The big ideaMoney can have three jobs: save for later, spend now, give to others.
How it works
Mia got 12 pretend coins for her birthday and set out three jars, each with a picture.
Save is for later, Spend is for now, and Give is for other people.
She put 4 coins in each jar. Another family might choose differently, and that is fine.
Mia put 4 coins in each jar.
🥨a snack today: Spend🛹a skateboard: Save💌a card for Gran: Give
Which jar?
Example 1: Which jar?
A snack today is for now, so it comes from the Spend jar.
A skateboard costs a lot, so the coins wait in the Save jar.
A card for Gran is for someone else, so it comes from the Give jar.
Example 2: Share out 12 coins
Mia puts the same number of coins in each of 3 jars.
4 + 4 + 4 = 12
So every coin has a job.
Example 3: Use some coins
Mia puts 4 coins in the Spend jar and takes 2 out for a snack.
4 − 2 = 2
Two coins stay in the jar for later.
Example 4: After the snack
The Save jar has 4 coins, the Spend jar has 2 and the Give jar has 4.
4 + 2 + 4 = 10
12 − 2 = 10 as well, because 2 coins went on the snack.
The jars after the snack.
Words to know
Save jar
Coins that wait for later, until they add up to a goal.
Spend jar
Coins for things you want today.
Give jar
Coins to share with other people.
goal
Something you are saving for, like a skateboard.
Watch out
Give is for other people. Stickers for yourself come from Spend.
A far-off goal, like a trip next year, waits in Save, not in Spend.
No split is the right one. Every family fills its jars its own way.
Try it
A drink at lunch: Save, Spend or Give?
A gift for a friend: Save, Spend or Give?
A trip next year: Save, Spend or Give?
Mia puts 4 coins in each of 3 jars. How many coins in all?
Answers: 1. Spend · 2. Give · 3. Save · 4. 12 coins
Try at homeAsk a grown-up to show you your own jars.
For grown-upsAsk your child to show you their own jars, or help them make three. Which jars are full and which are empty is a family choice, and no split is right. Pretend coins are fine for practice.
Open these notes on screenScan the code, or go to tutorpip.com.