Remember: A new book is blank, not bad. Small steps, paid on time, month after month, build a record one brick at a time. These are pretend coins in a made-up town.
Read and answer
Read the story first, then answer.
Dev and the empty pageDev had just started at the bakery, and he wanted a place of his own. Above the bakery a room was for rent, but Mrs. Hale, the landlord, said, "I would like to look at your book first." At the Record House, Orla opened Dev's page, and it was completely empty. That did not mean bad news, only no news yet, because Dev was new. "Credit needs a record, and a record needs credit!" said Dev. Mr. Fenn smiled. "There is a way in: a starter account," he said, a small account for people with no book yet. Its limit was only three coins, which keeps first steps safe. Dev made a habit of buying one small thing each month with one coin, then paying that coin back in full, before the due day. In month one a gold tick landed, the first brick of trust. It was slow, with no secret trick and no way to hurry a record. Month by month the ticks stacked up like bricks in a wall. After six months there were six ticks. Mrs. Hale read them, smiled and handed Dev the key. Not every landlord decides the same way, but a tidy start helps.
1
Dev's page at the Record House was empty. What does that tell the landlord?
Dev paid lateThe Record House lost his pageNothing yet: his book is new, which is no news, not bad news
2
A starter account had a limit of only coins.
3
Dev used the whole limit of 3 coins every month.
TrueFalse
4
Look at the gold ticks. After month 5, Dev has ticks.
5
Why can Dev not hurry his record?
Using the whole limit in one day would build it fasterIt is built one tick at a time, over monthsTicks only land after a whole year
6
A blank book only means it is new. It does not mean bad news.
TrueFalse
Order, match and fix
7
Number what Dev did to build his record.
Buy one small thing with one coin
Open a starter account with a small limit
Pay that coin back in full before the due day
Keep the habit month after month
8
Join each one to what it means in the story.
1Starter account
2Limit
3Gold tick
4Blank book
Aa small account for people with no book yet
Bthe most he can use at once
Cno news yet, not bad news
Da payment made on time
9
Circle every thing that helps a first book grow.
Small buys, paid in fullHiding a billPaying before the due daySkipping a due dayPatience, month after month
10
Dev says: with six gold ticks, every landlord must give me the key. Is he right?
YesNo
11
Dev says: credit needs a record, and a record needs credit! How does he get in?
A starter account with a small limitHe waits until he is olderThe Record House writes ticks for him
12
Stretch: Dev uses 1 coin of a 3-coin limit. Then coins of the limit are free.
13
Write one small habit that helps a record grow, in your own words.
14
Draw a wall of six bricks, one for each gold tick.
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Answer key · Set A
Building credit from nothing
1Nothing yet: his book is new, which is no news, not bad news A new book is blank, not bad. Nothing is written yet, so there is nothing to read.
23 The limit was three coins, the most Dev could use at once, which keeps first steps safe.
3False He bought one small thing with one coin each month and paid it back in full. One coin is gentler than using the whole limit.
45 One tick lands each month, so five months make five ticks.
5It is built one tick at a time, over months There is no secret trick and no way to hurry a record. It is built a brick at a time.
6True Nothing has been written yet, so it is no news, not bad news.
72, 1, 3, 4 He opened the account first, then repeated the same small habit each month.
81-A, 2-B, 3-D, 4-C A starter account has a small limit, a gold tick marks an on-time payment, and a blank book is only new.
9Small buys, paid in full, Paying before the due day, Patience, month after month Small buys, paid in full and on time, repeated for months, build a record. Hiding a bill or skipping a due day does not add a tick.
10No Not every landlord decides the same way. A tidy start helps, but it is no promise.
11A starter account with a small limit A starter account is made for people with no book yet. Small steps, paid on time, start the record.
122 3 − 1 = 2, so two coins of the limit are still free.
13Your own words: a grown-up reads it.
Mark each answer, count the right ones and write the score on the sheet.