Small pay-later parts can pile into one big month.
In the made-up town of Lark Lane, Dara bought four things on pay later, each in four equal parts: a shirt for 8 coins, a game for 12, headphones for 16 and a bag for 4.
Each part looks small. But the plans overlap, so their parts land in the same month.
In month four all four bills arrived together and made 10 coins, ten of Dara's twelve.
Pay later does not make anything cheaper. It only moves the paying later.
These are some of the questions on the sets. The printable sheets have more and an answer key.
3. 12 ÷ 4 = 3.
9. 2 + 3 + 4 = 9.
No. The parts add up to the price.
The number of parts, the dates, or any late fee. These decide what you really pay, and when.
With a grown-up, pick three pretend buys. Split each into four equal parts, one a month, and add up what falls due in the busiest month.
Write three pretend pay later buys on a calendar together, one part a month, and add up the busiest month. This is a way to see overlapping bills in a made-up town, not advice about any real plan or shop.
