Money book: free printable lesson notes

What is inside, ages 4+

The story of money

1. Before there was moneynotes and 3 worksheets
2. Trading with a neighbornotes and 3 worksheets

Earning and jobs

1. A lemonade stallnotes and 3 worksheets
2. Jobs people donotes and 3 worksheets

Saving and budgets

1. Waiting for what you wantnotes and 3 worksheets
2. Saving in a jarnotes and 3 worksheets

Credit and loans

1. A promise to pay backnotes and 3 worksheets

Investing and growing

1. Planting a money seednotes and 3 worksheets

Spending wisely

1. What money is fornotes and 3 worksheets
2. Shops and marketsnotes and 3 worksheets
3. Getting a receiptnotes and 3 worksheets
4. Who pays for things?notes and 3 worksheets
5. Paying with a cardnotes and 3 worksheets
6. Needs and wantsnotes and 3 worksheets
7. Free or costs money?notes and 3 worksheets

Giving and values

1. A present for a friendnotes and 3 worksheets
2. Things money can't buynotes and 3 worksheets
3. Sharing and givingnotes and 3 worksheets

What is inside, ages 7+

The story of money

1. Shells, beads and salt as moneynotes and 3 worksheets
2. The first coinsnotes and 3 worksheets
3. Paper money begins in Chinanotes and 3 worksheets
4. Why gold is specialnotes and 3 worksheets
5. The first banksnotes and 3 worksheets
6. Mansa Musa and his goldnotes and 3 worksheets
7. Barter: swapping goodsnotes and 3 worksheets

Earning and jobs

1. What a shopkeeper earnsnotes and 3 worksheets
2. Wages and pay daynotes and 3 worksheets
3. Earning moneynotes and 3 worksheets

Saving and budgets

1. Saving a little every weeknotes and 1 worksheets
2. Spend or save?notes and 3 worksheets
3. A goal that is far awaynotes and 3 worksheets
4. A budget for a partynotes and 3 worksheets
5. Saving with a friendnotes and 3 worksheets
6. Saving for a bikenotes and 3 worksheets
7. Three jars for your moneynotes and 3 worksheets

Banks and accounts

1. Bank or piggy bank?notes and 3 worksheets

Credit and loans

1. Trust: your word countsnotes and 3 worksheets
2. Before cards: IOUs and tabsnotes and 3 worksheets
3. What a credit card really isnotes and 3 worksheets
4. Borrowing from familynotes and 3 worksheets
5. Borrowing costs extranotes and 3 worksheets
6. What is a loan?notes and 3 worksheets

Investing and growing

1. The two saversnotes and 3 worksheets
2. Time is your superpowernotes and 3 worksheets
3. The rice on the chessboardnotes and 3 worksheets
4. What is interest?notes and 3 worksheets
5. A stock is a tiny piecenotes and 3 worksheets

Spending wisely

1. Is the sale really cheaper?notes and 3 worksheets
2. Choosing between two thingsnotes and 3 worksheets
3. Birthday moneynotes and 3 worksheets
4. Money mistakes happennotes and 3 worksheets
5. Comparing pricesnotes and 3 worksheets

Money and the world

1. Why prices changenotes and 3 worksheets
2. Money around the worldnotes and 3 worksheets
3. Taxes: everyone sharesnotes and 3 worksheets
4. Rent: paying to use a homenotes and 3 worksheets
5. Insurance: sharing a worrynotes and 3 worksheets

Giving and values

1. Giving to othersnotes and 3 worksheets
2. Spending on someone elsenotes and 3 worksheets
3. Gifts of timenotes and 3 worksheets
4. Where a gift goesnotes and 3 worksheets
5. A jar for givingnotes and 3 worksheets

What is inside, ages 10+

The story of money

1. The gold standardnotes and 3 worksheets
2. Tulip mania and bubblesnotes and 3 worksheets
3. The Great Depressionnotes and 3 worksheets
4. Prices that doubled overnightnotes and 3 worksheets
5. The credit card is inventednotes and 3 worksheets
6. The crash of 2008notes and 3 worksheets
7. From cash to appsnotes and 3 worksheets
8. The birth of Bitcoinnotes and 3 worksheets
9. A timeline of moneynotes and 3 worksheets

Earning and jobs

1. Starting a small businessnotes and 3 worksheets
2. Profit and costnotes and 3 worksheets
3. Jobs and skills for laternotes and 3 worksheets
4. Pay slips and take-home paynotes and 3 worksheets
5. Salary or hourly pay?notes and 3 worksheets

Saving and budgets

1. Pay yourself firstnotes and 3 worksheets
2. Making a budgetnotes and 3 worksheets
3. An emergency fundnotes and 3 worksheets
4. The 50/30/20 budgetnotes and 3 worksheets
5. Net worth: what you own and owenotes and 3 worksheets

Banks and accounts

1. How banks keep money safenotes and 3 worksheets
2. Digital wallets and appsnotes and 3 worksheets
3. Savings accountsnotes and 3 worksheets
4. Your first bank accountnotes and 3 worksheets

Credit and loans

1. How loans shrink your futurenotes and 3 worksheets
2. Big loans: car, home, schoolnotes and 3 worksheets
3. Pay off debt or invest?notes and 3 worksheets
4. How credit works, step by stepnotes and 3 worksheets
5. What is in a credit reportnotes and 3 worksheets
6. What makes up your scorenotes and 3 worksheets
7. Building credit from nothingnotes and 3 worksheets
8. Co-signing: a big promisenotes and 3 worksheets
9. Who looks at your creditnotes and 3 worksheets
10. Pay in full, every monthnotes and 3 worksheets
11. A limit is not a targetnotes and 3 worksheets
12. Rewards, cash back and 0% dealsnotes and 3 worksheets
13. The minimum payment trapnotes and 3 worksheets
14. Buy now, pay later pile-upnotes and 3 worksheets
15. Payday loans and cash advancesnotes and 3 worksheets
16. The debt spiralnotes and 3 worksheets
17. Debt snowball or avalanche?notes and 3 worksheets
18. Credit cards and APRnotes and 3 worksheets
19. Debit or credit?notes and 3 worksheets

Investing and growing

1. Why invest at all?notes and 3 worksheets
2. The two savers, grown upnotes and 3 worksheets
3. Compound interest for younotes and 3 worksheets
4. Compound interest against younotes and 3 worksheets
5. The rule of 72notes and 3 worksheets
6. The cost of waiting a yearnotes and 3 worksheets
7. Saving a bit every monthnotes and 3 worksheets
8. Fees that eat your growthnotes and 3 worksheets
9. Risk and rewardnotes and 3 worksheets
10. Stocks, bonds and cashnotes and 3 worksheets
11. The simple way: index fundsnotes and 3 worksheets
12. Ups and downs: staying calmnotes and 3 worksheets
13. Practice investing with pretendnotes and 3 worksheets
14. Reading a price chartnotes and 3 worksheets
15. What is a stock?notes and 3 worksheets

Retirement and freedom

1. Retirement accounts, the ideanotes and 3 worksheets
2. Employer match: free moneynotes and 3 worksheets
3. Early retirement: how it worksnotes and 3 worksheets
4. Living below your meansnotes and 3 worksheets

Spending wisely

1. Spending and friendsnotes and 3 worksheets
2. Fair and unfair dealsnotes and 3 worksheets
3. Get-rich-quick schemesnotes and 3 worksheets
4. Gambling and oddsnotes and 3 worksheets
5. Subscriptions and hidden feesnotes and 3 worksheets
6. Opportunity costnotes and 3 worksheets
7. Impulse buyingnotes and 3 worksheets

Money and the world

1. Insurance: sharing a risknotes and 3 worksheets
2. Exchange ratesnotes and 3 worksheets
3. What is crypto?notes and 3 worksheets
4. Inflationnotes and 3 worksheets
5. Supply and demandnotes and 3 worksheets
6. Income tax: what comes offnotes and 3 worksheets

Giving and values

1. Giving backnotes and 3 worksheets
2. Money and your valuesnotes and 3 worksheets
3. Checking a charity is realnotes and 3 worksheets