Pay yourself first: move a share into savings the moment pay arrives.
Paying yourself first means moving a share into savings the moment pay arrives, before any spending.
Mina is paid 10 coins on Saturday. Two go into her jar first, and 8 are for spending. Treats are still okay.
Saturday after Saturday the jar grows by 2 coins. After six Saturdays it holds 12, enough for a bell and a light for her bike.
Leo spends first and saves what is left, so by the week's end there is nothing left to save. A share that moves first becomes a habit.
These are some of the questions on the sets. The printable sheets have more and an answer key.
8 coins. 10 − 2 = 8.
12 coins. 2 × 6 = 12.
Saving last. Paying yourself first moves the share before any spending.
4 coins. 12 − 8 = 4.
With a grown-up, talk about saving a share the moment money arrives. What share could feel small enough?
Talk about how a share could move into savings the moment pocket money arrives. What share feels small enough to hardly miss? The jar here is pretend: Tutorpip tracks money and never holds it.
