Spending less than you earn leaves a gap, and the gap grows every month.
Means are the coins that come in each month. Nia, Obi and Pax each earned ten.
Spending less than you earn leaves a gap. A small gap grows a little every month.
Spending over your means has to come from savings or a loan. Owing is ordinary, and nobody is bad for it.
Living below your means is not being stingy. Treats are fine, because you choose what matters most.
These are some of the questions on the sets. The printable sheets have more and an answer key.
3. 10 − 7 = 3.
Savings or a loan. Extra spending has to come from somewhere.
12. 6 × 2 = 12.
No. Treats are fine. It means spending a little less than you earn.
Ask a grown-up how their family decides what to spend and what to keep, and what treats they still enjoy.
Ask a grown-up how your family decides what to spend and what to keep, and what treats they still enjoy. Keep it a calm talk about choices, not about your own family's money.
