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Money · Ages 10+ · Set A
Employer match: free money
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Remember: A match is extra pay: the boss adds coins when you add yours, up to a cap. Add nothing, and no match comes.

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The Greenmarket matchFour friends worked at the Greenmarket garden center: Dara, Ezra, Fen and Gil. Each had a later jar with a lock. One morning the boss, Oba, pinned up a notice that said, "Add a coin, I add one, up to two a pay day." Dara added two coins, Oba added two more, and the jar grew by four. Ezra added four coins, but Oba's match stopped at two, so six went in: four his and two Oba's. Fen added one coin and Oba added one, so two coins went in. Gil added nothing, so no match came, because a match follows your own coins. After twelve pay days, Dara had added twenty-four coins and Oba had added twenty-four: forty-eight in all. Why would a boss do this? A match helps keep good workers, and it helps them save, so everybody gains a little. People call a match free money, but it is part of the pay, and it only comes to those who add their own coins first. Real matches come with rules, like how long a worker must stay, and they differ by place and by boss. A grown-up can explain the ones near you.
1
What must a worker do first to get Oba's match?
Wait a whole yearAdd their own coins to the jarAsk the boss for a loan
2
Look at the table. Dara adds 2 coins and Oba adds 2. Dara's jar gets coins.
3
Ezra adds 4 coins, but Oba's match stops at coins.
4
Look at the bars. Add all four jars: 4 + 6 + 2 + 0 = coins.
5
Gil adds nothing, so he still gets a match.
TrueFalse

Order, match and fix

6
Circle every true sentence about a match.
It is extra pay for adding your own coinsIt is a loan the boss wants backIt follows what you add, up to the capIt comes even when you add nothingReal ones have rules, like how long a worker must stay
7
Number what happens on Ezra's pay day.
  • Six coins sit in the jar: four his and two Oba's
  • Ezra drops four coins in his jar
  • Oba matches coin for coin, up to two
8
Join each word to its meaning.
  1. 1match
  2. 2cap
  3. 3pay day
  4. 4later jar
  • Athe most the boss will add each pay day
  • Bwhen workers add to their jars
  • Ca jar with a lock, kept for later
  • Dextra coins the boss adds when you add
9
Why would a boss offer a match?
To get the coins backBecause workers asked for a loanTo keep good workers and help them save
10
Fen says: Oba adds the match even if I add nothing. What is the mix-up?
A match follows your own coins, so nothing added means no matchOba adds doubleOba adds only on weekends
11
Fen adds 1 coin and Oba adds 1 each pay day. After 12 pay days Fen's jar holds coins.
12
Ask a grown-up if any boss they know adds to a savings jar. Write what a worker has to do to get it.
13
Draw Ezra's jar with his 4 coins and Oba's 2 coins in different colors.
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