Remember: Insurance is many families sharing a little so nobody pays a big cost alone. Coins that are not needed wait in the pot.
Read and answer
Read the story first, then answer.
The village potPinewick was a village of six families. A storm might crack a roof, and a roof costs a lot to mend. One family alone would find that hard. So each family put one coin in a pot. Six families with one coin each made six coins. In most months nobody needed the pot, and the coins just waited. Then a storm cracked Tam's roof. The roof mender said it would cost six coins, and Tam had only two. The families opened the pot, and six coins were inside, just enough to pay the mender. Each family had put in one coin, yet one family got a lot of help. This sharing plan is called insurance.
1
Eight families each put one coin in the pot. The pot holds coins.
2
Tam has 2 coins and the roof costs 6. How many more coins does Tam need?
6 more coins2 more coins4 more coins
3
Circle every cost the village pot helps with.
👟Shoes you like🏚️A roof cracked in a storm🚧A fence blown over by wind🍬A bag of sweets🌳A tree on a shed
4
If no roof cracks this month, the coins in the pot disappear.
TrueFalse
Words, order and think
5
Join each word to what it means in the story.
1worry
2pot
3insurance
4big cost
Amany share a little so one gets help
Bwhere the shared coins wait
Csomething that might go wrong
Dtoo much for one family alone
6
Number the steps in Pinewick's story.
The pot pays the roof mender
Every family puts a coin in the pot
A storm cracks Tam's roof
The roof is whole and dry
7
Why is it fair that each family puts in only one coin?
Small coins add up to enoughThe roof costs one coinOnly Tam's family can use the pot
8
Tam says: each family put in six coins to fix my roof. Is Tam right?
YesNo
9
Ten families each put in one coin. The roof costs 6 coins. After the mender is paid, coins are left.
10
Write one reason why many families sharing a pot helps.
11
Draw the pot with one coin dropping in from each of the six families.
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Answer key · Set A
A pot for a big worry
18 One coin from each of 8 families makes 8 coins.
24 more coins 6 − 2 = 4. Tam needs 4 more coins, which is a lot for one family alone.
3A roof cracked in a storm, A fence blown over by wind, A tree on a shed The pot helps with big costs, like a roof, a fence or a shed. A family pays for its own treats and wants.
4False Coins do not vanish. They wait in the pot for the next worry, and that is okay.
51-C, 2-B, 3-A, 4-D A worry might go wrong one day, the pot holds shared coins, insurance means sharing, and a big cost is hard alone.
63, 1, 2, 4 First everyone shares, then the storm comes, then the pot pays, and last the roof is fixed.
7Small coins add up to enough Six small coins add up to the six coins the roof costs, so nobody pays a big cost alone.
8No Each family put in only one coin. Six coins was the cost of the roof and the total in the pot.
94 10 − 6 = 4. The 4 coins stay in the pot for the next worry.
10Your own words: a grown-up reads it.
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