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Money · Ages 10+ · Set A
Ups and downs: staying calm
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Remember: A dip is a lower number, not a lost coin. Zoom out, read your reason, breathe, ask a grown-up. Nothing is promised.

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Read the story first, then answer.

Nico and the dipNico planted a hundred pretend coins in a basket garden and wrote a card to remember why: "I planted these to wait and grow." Spring turned to summer and the chart climbed to 120. Then autumn came and it fell to 90, and winter sank it to 70. Nico's tummy felt tight, and he reached for the swap lever. Gran sat beside him with tea. She did not say "Do not worry." She asked, "What does your card say?" and Nico read it out. A lower number is not a lost coin, because the coins are still planted, and a dip only becomes real if he swaps them while the number is low. So Nico waited, checked the chart less and played more. Spring brought 85, summer 100, autumn 115, and the chart ended at 130. This time the garden recovered. But not every dip does, and nobody can promise a recovery. Coins needed next week cannot wait out a dip, so they usually sit in a jar.
1
Look at the bars. The lowest bar is coins.
2
A lower number on the chart means the coins are gone.
TrueFalse
3
Look at the table. After the dip, winter ends at coins.
4
Circle every thing that helps Nico stay calm.
Look at the whole chartSwap everything in a rushRead the reason cardCheck the chart every minuteTake a slow breath
5
Join each thing to what it does.
  1. 1Look at the whole chart
  2. 2Read the reason card
  3. 3Check every minute
  4. 4Swap in a scare
  • Acan turn a dip into a real loss
  • Bmakes each wobble feel big
  • Ca dip looks smaller
  • Dreminds you why you planted

Order and fix

6
Put Nico's story in order.
  • The chart sinks to 70
  • The chart climbs to 120
  • Nico plants 100 coins and writes a card
  • Gran asks what the card says
  • The chart ends at 130
7
The chart climbed back to 130. What does that tell us about every other dip?
Every dip recoversNothing sure: some take longer and some never come backDips never matter
8
Coins you need next week are best kept in a jar, because they cannot wait out a dip.
TrueFalse
9
Rae sees her chart drop and says: "The dip is a lost coin, so I must swap now!" What should Rae do first?
Swap everything quicklyCheck the chart every minuteZoom out, read her card and take a slow breath
10
One season shows 90 falling to 70, and it looks like a cliff. Which view makes the dip look smallest?
The whole chartOne season onlyJust the lowest bar
11
The chart ended at 130. That is more than the 100 Nico planted.
12
Write one thing you do to stay calm when something wobbles.
13
Draw Nico's reason card with the words he wrote on it.
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Answer key · Set A
Ups and downs: staying calm
170 The bars go 100, 120, 90, 70, 85, 100, 115, 130. The lowest is 70, in the first winter.
2False A lower number is not a lost coin. The coins are still planted, and a dip only becomes real if he swaps them while the number is low.
3130 The chart went 85, 100, 115 and ended at 130.
4Look at the whole chart, Read the reason card, Take a slow breath A wide view, the card and a slow breath help. A rushed swap or staring at the chart does not.
51-C, 2-D, 3-B, 4-A A wide view and the card help. Checking every minute makes each wobble feel big, and a scared swap can make a dip real.
63, 2, 1, 4, 5 He plants, the chart climbs, then it dips, Gran asks about the card, and the chart recovers.
7Nothing sure: some take longer and some never come back One recovery promises nothing. Some dips take much longer, and some never come back.
8True A dip may last a long time, so coins needed soon stay in a jar.
9Zoom out, read her card and take a slow breath A dip is a lower number, not a lost coin. Calm steps first, and a swap in a scare can turn a dip real.
10The whole chart The wider the view, the smaller the dip looks.
1130 130 − 100 = 30.
12Your own words: a grown-up reads it.
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