Remember: A score is one picture of a report: on time, limit used, how long, new asks and the mix. It is not a grade for a person, and needles move as the book grows.
Read and answer
Read the story first, then answer.
Two needles in Lantern BayRin and Tobi both sold at the Lantern Bay market, Rin's stall old and Tobi's new, and one morning both asked the bank for the same ten-coin account. Mr. Fenn's needle board read a report and pointed to one place, and that reading is called a score, but in Lantern Bay it has no numbers, only a needle. Rin's needle pointed high and Tobi's pointed lower, because five things push the needle. Thing one is paying on time: Rin paid all twelve on time, while Tobi paid nine on time and three late. Thing two is how much limit is used: Rin used two of ten, but Tobi used nine of ten. Thing three is how long: Rin's oldest account was five years old and Tobi's one. Thing four is new asks: Rin made one, but Tobi made four quickly, which can look like a rush. Thing five is the mix: Rin had a shop account and a small loan, while Tobi had one kind. The five things are not equal: paying on time weighs the most, then how much limit is used, and the other three weigh less. Tobi's needle was not stuck, because needles move as the book grows. A score is not a grade for a person, only a picture of a report.
1
Which of the five things weighs the most?
How many kinds of loansPaying on timeHow long someone lives in town
2
Rin paid all 12 on time. Tobi paid 9 on time (the ticks), so were late.
3
Look at the bars: places used of 10. Tobi used more places of the limit than Rin.
4
Join each thing to what Rin or Tobi had.
1Paying on time
2Limit used
3How long
4New asks
5The mix
ATobi made four quickly
BRin's oldest account is five years
CTobi used nine of ten
DRin paid all twelve
ERin has a shop account and a loan
5
Circle every one that lifts the needle.
Paying every bill by the due dayUsing nearly all of the limitAn account that is five years oldFour new asks in a few monthsPaying late again and again
Think, fix and plan
6
Look at the table. Tobi's oldest account is years younger than Rin's.
7
Number the story of the two needles.
Tobi's needle can climb as months pass
Mr. Fenn's board reads a report
Rin and Tobi ask for the same account
Rin's needle points high and Tobi's lower
8
Tobi says: my low needle is a grade for me as a person. Is Tobi right?
YesNo
9
Two record keepers can show close, but not equal, needles for the same report.
TrueFalse
10
Tobi pays every bill on time from now on. Which is true?
His needle is stuck foreverIt jumps to the top at onceIt can climb a little at a time as the book grows
11
Five things make up a score. Two weigh the most, so 5 − 2 = weigh less.
12
Write one way Tobi could lift his needle, a little at a time.
13
Draw a needle board. Point the needle high for Rin and lower for Tobi.
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