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Money · Ages 10+ · Set A
Who looks at your credit
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Remember: A credit book is read for a reason, usually with a yes. No reason, no yes, no look. You may always read your own.

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The glass case with a small keyMia and her mother Hana were moving to a new home in Lantern Bay. On the kitchen table sat Mom's credit book, and Mia asked, "Who is allowed to read it?" Mom said the rule is like a glass case with a small key: a reader needs a reason, and usually a yes from the person. A lender, Mr. Fenn, could read the book because Mom asked him for a small account. A lender's look leaves a small footprint in the book, and lots of footprints close together can look like a rush, but Mom asked once. A landlord, Mr. Cole, could read it when Mom said yes and signed a slip. A company that bills later, like the power company, may look too, because it wants to know the bill will be paid. Mom could read her own book, and her own look left no footprint. But a curious neighbor, the sweet stall or a friend who peeks may not look. Mia's friend Zed leaned in and asked, "Can I peek?" "Not without a reason and a yes," said Mom with a smile. No reason, no yes, no look.
1
Why may Mr. Fenn read Mom's credit book?
He lives next doorShe asked him for creditHe is curious
2
Mr. Cole, the landlord, may look once Mom says yes and signs a slip.
TrueFalse
3
A reader needs a reason, and usually a from the person.
yeskeyfootprint
4
Join each reader to when it may look.
  1. 1A lender
  2. 2A landlord
  3. 3A power company
  4. 4You
  • Areading your own book
  • Bwhen you ask to rent
  • Cwhen you start service, with a yes
  • Dwhen you ask for a loan
5
Circle everyone who may NOT look without a reason and a yes. (circle every one)
A curious neighborA lender, when you ask for a loanThe seller at the sweet stallA friend who wants to peekYou, reading your own book
6
When Mom reads her own credit book, she leaves a footprint.
TrueFalse
7
Lots of lender footprints close together can look like a .
giftrushkey

Order and fix

8
Number the steps of Mia's story.
  • Mia asks who may read the book
  • Mom explains the glass case rule
  • Zed asks to peek and gets a no
  • A lender and a landlord look, with a reason
9
Zed says: I am Mia's friend, so I may peek. Is Zed right?
YesNo
10
The seller at the sweet stall wants to look. Why may the seller not?
Sweets cost too muchThe stall is too smallSweets are paid for at once, so there is no reason to look
11
Stretch: the power company bills after the power is used. Why may it look, with a yes?
It wants to know the bill will be paidIt is curiousIt wants to gossip
12
Write the rule for who may look at a credit book, in your own words.
13
Draw a map with three places that may look and one that may not. Label each.
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